Representative Experience
Consumer Lending

Developing consumer lending and leasing products for banks, other financial service companies and retailers; advising lenders regarding Washington consumer laws and usury limitations

Commercial Lending

Drafting and negotiating commercial loan documentation

International Lending

Drafting loan documentation for international and trade finance transactions; advising clients regarding letters of credit, and bankers' acceptances transactions; and, providing advice in connection with disputes arising from international trade transactions

Regulatory Matters

Advising banks and other financial service companies in connection with state and federal regulatory matters

Providing advice regarding credit card and debit card activities, ACH and Fedwire transfers, and the collection of checks and drafts

Prior Experience
In-house counsel for several Washington financial institutions beginning in 1983 at Rainier National Bank, and continuing at Security Pacific Bank, Washington, Seattle-First National Bank, West One Bancorp and U.S. Bancorp

Memberships and Activities
Washington State Bar Association

Named as one of the "Best Lawyers in America" in Banking Law by Woodward/White, 2008

Named as one of the "Best Lawyers in America" in Financial Institutions and Transaction Law by Woodward/White, 2005-2006; 2006; 2007

Education
J.D., Columbia School of Law, 1981

B.A., History, cum laude with distinction, University of Washington, 1977

Phi Beta Kappa