Financial Services

 
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The financial services industry is undergoing dramatic transformation, and DWT is helping the largest and most innovative players navigate the new risks that come with it. Our Chambers-recognized team addresses matters spanning transactional, regulatory, and enforcement issues for clients including large banking institutions, broker-dealers, payment processors, and fintechs ranging from startups to unicorns.

What People Are Saying

"They offer very practical advice and a responsive team, and they really do care about helping clients succeed."

Client Quote, Chambers USA 2022

"We send all our toughest payments questions to DWT. They are consistently thoughtful, thorough, and timely in their responses."

Client Quote, Chambers FinTech 2023

"The firm has wonderful practitioners who are experts in their fields. They are knowledgeable and a pleasure to work with."

Client Quote, Chambers FinTech 2023

Our Capabilities

Our financial services group brings vast regulatory experience, dealmaking knowledge, and enforcement acumen together in one department. More than 60 of our financial services attorneys have experience in government, many in senior leadership positions. All bring special experience and talent to their work across the full spectrum of financial services issues.

Bank Regulatory

We assist banks and financial services firms in navigating a complex, ever-evolving regulatory landscape, advising our clients on managing their regulatory, compliance, and supervisory risks by finding the right solutions for their business need.

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Commodities & Derivatives

Our lawyers draw on their wealth of experience in the highest levels of government, industry, and private practice to counsel members of the commodities and derivatives industry on a variety of formation, compliance, regulatory, and litigation matters.

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Digital Assets & Blockchain

DWT advises clients on the panoply of legal and business issues surrounding digital assets, including cryptocurrencies, stablecoins, NFTs, and the blockchain technology that powers them.

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Financial Privacy, Security & Open Banking

DWT's Financial Privacy, Security and Open Banking team is a cross-practice, multi-disciplinary group of attorneys with expertise in banking and payments, fintech, privacy and data security, and technology transactions. Our team help financial services clients manage all aspects of collecting, using and sharing consumer financial data – from complying with law to negotiating data sharing agreements, as well as enforcement counseling and defense.
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Financial Services Enforcement & Litigation

No matter the financial products involved, the nature of the proceedings, or the forums in which the proceedings are set, we represent financial services providers and other clients in their most significant disputes.

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Fintech

Our cross-functional fintech team can help you balance speed-to-market with compliance requirements.

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Mortgage & Home Lending

DWT's team draws on its firsthand knowledge to aid bank and non-bank mortgage lenders, loan servicers, secondary market investors, and FinTechs in all aspects of mortgage lending and servicing-related enforcement, supervision, regulatory counseling, and complex litigation.

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Banking & Payments, Consumer Regulatory

Whether we're providing a global financial institution deep insight into a specific issue or offering holistic guidance to an emerging FinTech, our goal is the same: to provide practical, business-focused recommendations that help you address regulatory and compliance challenges.

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Securities Regulatory

We advise exchanges, broker-dealers, and other market participants on all trading-related regulatory compliance issues in the equities and options markets.

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Transactions

Through the volume, variety, size, sophistication, and strategic nature of our work, we've gained experience that enables us to assist clients with their most material and challenging deals.

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Financial Services Are Changing

Helping clients thrive in this changing ecosystem is at the core of our mission at Davis Wright Tremaine. Learn more about our full-service platform.

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U.S. Bank

U.S. Bank is committed to promoting diversity, equity, and inclusion both within the company and the broader legal profession. Here, we discuss DWT + U.S. Bank's partnership with their general counsel James Chosy.

A Decorated Practice

Our lawyers routinely earn honors for their leading practices in financial services. Davis Wright Tremaine has been recognized for our compliance and regulatory work in financial services by Chambers USA and Legal 500, as a top firm in fintech payments and lending by Chambers, and as a U.S. News and Best Lawyers "Law Firm of the Year" in Securities Regulation for 2021 and 2022.

Get to Know Us

Bradford Hardin describes how DWT's financial services team helps clients at all stages of development achieve their business objectives.

Financial services partner Jonathan Engel describes how relationships define our service philosophy.

Chava Brandriss, a partner in our financial services practice, says that providing value means finding out what’s most important to the client.

Chris Ford explains how he steps into the shoes of his clients to understand their issues and recommend a path forward.

Financial Services Insights

11.21.24
Insights
Tools To Limit the Administrative State – The Revival and Enhancement of Executive Orders Read More
11.19.24
Insights
Opportunity Knocks – Litigating Financial Regulation in a Second Trump Administration Read More
11.18.24
Insights
FinCEN Warns of Criminal Use of Deepfake Technology to Circumvent Controls Read More
11.15.24
Insights
Significant Changes in CFTC's Final Guidance on Listing Voluntary Carbon Credit Derivatives Read More
11.12.24
Insights
A New Prologue for Crypto – A Practical Analysis and Proposal in the Name of Efficiency and Sound Regulatory Policy Read More
11.07.24
Insights
Bank Regulatory Considerations in a Second Trump Administration – What Could Change, What Could Stay the Same Read More
10.16.24
Insights
FDIC Proposes Rulemaking on Custodial Deposit Accounts in Wake of Synapse Bankruptcy Read More
10.07.24
Insights
What To Know About FinCEN's Investment Adviser AML Program Final Rule Read More
10.02.24
Insights
District Court Vacates CFTC Prohibition on Trading "Congressional Control Contracts" Predicting Election Results Read More
10.01.24
Insights
Financial Services Litigation and Enforcement
Broker-Dealer Disciplinary Actions: Takeaways From 2024 (So Far) Read More
09.20.24
Insights
Basel Endgame Rules: A Change Is Coming Read More
09.18.24
Insights
SEC Amends Reg. NMS, Changing Minimum Pricing Increments, Access Fee Caps, and Round Lot/Odd Lot Dissemination Read More
09.04.24
Insights
Navigating the Financial Markets Regulatory Landscape: Takeaways After the TOTSA Settlement Read More
08.22.24
Insights
Financial Services Litigation and Enforcement
Deadline Approaching for Filing 2024 OFAC Annual Report of Blocked Property Read More
08.15.24
Insights
General
Is the FDIC's Proposed Rulemaking on Brokered Deposit Restrictions a Solution in Search of a Problem? Read More
08.01.24
Insights
Financial Services Litigation and Enforcement
CFPB Takes Aim at Earned Wage Access Products as Regulated Loans Read More
07.31.24
Insights
Regulatory and Compliance
No Risk, No Rewards: Credit Card Rewards Programs Under Administrative and Legislative Scrutiny Read More
07.31.24
Insights
Regulatory and Compliance
Prospects for Prominent Short-Seller and Social Media Publisher Take a Left Turn Read More
07.15.24
Insights
The Administrative State After Jarkesy, Loper Bright, and Corner Post – Context and Consequences Read More
07.08.24
Insights
Regulatory Compliance/Federal Agencies Resources
SEC v. Jarkesy: Supreme Court Delivers Significant Blow to SEC Intra-Agency Enforcement Read More
07.01.24
Insights
Regulatory Compliance/Federal Agencies Resources
CFTC Charges Trading Company With Market Manipulation and Whistleblower Protection Violations Read More
06.11.24
Insights
Credit/Debit Payments Resources
Proposed Visa/Mastercard Interchange Fee Settlement – A Sea Change or Drop in the Ocean for Merchants? Read More
06.03.24
Insights
Financial Services Litigation and Enforcement
Where to Begin With the CFPB's "Buy Now, Pay Later" Interpretative Rule … Read More
05.31.24
Insights
Cyber and National Security
SEC Clarifies Reporting of Material vs. Immaterial Cybersecurity Incidents Read More
May 10 - May 23, 2024
Insights
Banking and Consumer Regulatory Digest Read More
May 10 - May 23, 2024
Insights
Broker Dealer Regulatory Digest Read More
April 26 - May 9, 2024
Insights
Banking and Consumer Regulatory Digest Read More
April 26 - May 9, 2024
Insights
Broker Dealer Regulatory Digest Read More
05.13.24
Insights
Regulatory Compliance/Federal Agencies Resources
CFTC Finalizes Two Sets of Reporting Requirements Read More
05.08.24
Insights
Financial Services Litigation and Enforcement
April 2024 UDAAP Bulletin Read More
05.06.24
Advisories
Financial Services
Labor Department Finalizes Investment Advice Fiduciary Rule Under ERISA Read More
05.03.24
Insights
AI for IAs: How Artificial Intelligence Will Impact Investment Advisers Read More
April 13 - April 25, 2024
Insights
Banking and Consumer Regulatory Digest Read More
April 13 - April 25, 2024
Insights
Broker Dealer Regulatory Digest Read More
04.03.24
Insights
Financial Services Litigation and Enforcement
March 2024 UDAAP Bulletin Read More
March 31 - April 12, 2024
Insights
Banking and Consumer Regulatory Digest Read More
March 31 - April 12, 2024
Insights
Broker Dealer Regulatory Digest Read More
March 16 - March 29, 2024
Insights
Banking and Consumer Regulatory Digest Read More
March 16 - March 29, 2024
Insights
Broker Dealer Regulatory Digest Read More
03.06.24
Insights
Financial Services Litigation and Enforcement
February 2024 UDAAP Bulletin Read More
March 1 - 15, 2024
Insights
Banking and Consumer Regulatory Digest Read More
March 1 - March 15, 2024
Insights
Broker Dealer Regulatory Digest Read More
February 16 – February 29, 2024
Insights
Banking and Consumer Regulatory Digest Read More
February 16 – February 29, 2024
Insights
Broker Dealer Regulatory Digest Read More
02.15.24
Insights
Regulatory Compliance/Federal Agencies Resources
Bona Fide Market Making Activity Should Include Trading Interest Other Than Quotations Read More
02.14.24
Insights
Regulatory Compliance/Federal Agencies Resources
The (New) Marketing Rule: Perspectives on RIA Compliance, One Year Later Read More
02.12.24
Insights
Financial Services Litigation and Enforcement
Beneficial Ownership Information Reporting Rule – Update and Comparison with Beneficial Ownership Rule Read More
02.12.24
Insights
Regulatory Compliance/Federal Agencies Resources
FINRA's Focus on Compliance With Market Integrity Rules Read More
02.08.24
Insights
Financial Services Litigation and Enforcement
January 2024 UDAAP Bulletin Read More
02.08.24
Insights
Counseling
January Surprise: Court Ruling on Post-Employment Restrictive Covenants in Delaware Read More
02.06.24
Insights
Regulatory Compliance/Federal Agencies Resources
CFTC Requests Comments on the Use of Artificial Intelligence Read More
February 2 – February 15, 2024
Insights
Banking and Consumer Regulatory Digest Read More
February 2 – February 15, 2024
Insights
Broker Dealer Regulatory Digest Read More
January 19 - February 1, 2024
Insights
Banking and Consumer Regulatory Digest Read More
01.19.24
Insights
Credit/Debit Payments Resources
CFPB Proposes Rule to Treat Overdraft as Credit Under TILA Read More
01.18.24
Insights
Regulatory and Compliance
Investment Adviser Expectations in 2024 Read More
01.16.24
Insights
Regulatory and Compliance
FINRA's 2024 Annual Regulatory Oversight Report: Select Observations Read More
01.03.24
Insights
Financial Services Litigation and Enforcement
December 2023 UDAAP Bulletin Read More
December 30, 2023 - January 18, 2024
Insights
Broker Dealer Regulatory Digest Read More
12.29.23
Insights
Regulatory Compliance/Federal Agencies Resources
CFTC Approves Two Rulemaking Proposals and a DCO Application Read More
December 2 - 15, 2023
Insights
Banking and Consumer Regulatory Digest Read More
December 2 - 15, 2023
Insights
Banking and Consumer Regulatory Digest Read More
12.26.23
Insights
Credit/Debit Payments Resources
A Look at FedNow Liability Allocation and a 4th Circuit Toss-Up Read More
12.14.23
Insights
Financial Services Litigation and Enforcement
CFTC Division of Enforcement, FY 2023: A Year in Review and Looking Ahead Read More
12.13.23
Insights
Regulatory Compliance/Federal Agencies Resources
CFTC Proposes Guidance on Listing Voluntary Carbon Credit Derivative Contracts, Continuing Focus on Carbon Markets Read More
December 2-15, 2023
Insights
Broker Dealer Regulatory Digest Read More
11.03.23
Insights
Credit/Debit Payments Resources
CFPB Publishes 2023 Biennial CARD Act Report Read More
11.03.23
Insights
Financial Services Litigation and Enforcement
October 2023 UDAAP Bulletin Read More
October 30 - November 12, 2023
Insights
Banking and Consumer Regulatory Digest Read More
October 30 - November 12, 2023
Insights
Broker Dealer Regulatory Digest Read More
10.25.23
Insights
Privacy and Data Security
First Impressions on CFPB's Proposed Open Banking Rule: Considerations for Key Stakeholders Read More
October 16-29, 2023
Insights
Banking and Consumer Regulatory Digest Read More
October 16-29, 2023
Insights
Broker Dealer Regulatory Digest Read More
10.03.23
Insights
Regulatory Compliance/Federal Agencies Resources
Quick Reactions to the CFPB's Potential Changes to Credit Reporting Practices Read More
October 2-15, 2023
Insights
Banking and Consumer Regulatory Digest Read More
October 2-15, 2023
Insights
Broker Dealer Regulatory Digest Read More
September 18 - October 1, 2023
Insights
Banking and Consumer Regulatory Digest Read More
September 18 - October 1, 2023
Insights
Broker Dealer Regulatory Digest Read More
September 4-17, 2023
Insights
Banking and Consumer Regulatory Digest Read More
September 4-17, 2023
Insights
Broker Dealer Regulatory Digest Read More
09.15.23
Insights
Regulatory and Compliance
U.S. Fintech Laws and Regulations 2023 Read More
August 21 – September 3, 2023
Insights
Banking and Consumer Regulatory Digest Read More
August 21 – September 3, 2023
Insights
Broker Dealer Regulatory Digest Read More
09.07.23
Insights
The Regulatory Trio: Long-Term Debt and Resolution Plan Proposals Signal Need for Greater Clarity and Simplification Read More
August 7 - 20, 2023
Insights
Banking and Consumer Regulatory Digest Read More
August 7 - 20, 2023
Insights
Broker Dealer Regulatory Digest Read More
July 24 - August 6, 2023
Insights
Banking and Consumer Regulatory Digest Read More
July 24 - August 6, 2023
Insights
Broker Dealer Regulatory Digest Read More
08.04.23
Insights
Regulatory and Compliance
The Revisit: Our Take on the U.S. Banking Agencies' Regulatory Capital Revamp Read More
07.31.23
Insights
Regulatory Compliance/Federal Agencies Resources
Deadline Approaches for Filing OFAC Annual Report of Blocked Property Read More
06.27.23
Insights
Regulatory and Compliance
Federal Banking Regulators Issue Final Third-Party Risk Management Guidance Read More
06.12.23
Insights
Financial Services Litigation and Enforcement
May 2023 UDAAP Bulletin Read More
06.08.23
Insights
Regulatory Compliance/Federal Agencies Resources
CFTC Issues Staff Advisory Letters on DCO Regulation: Prime Brokerage Arrangements and Digital Assets Read More
05.25.23
Insights
Regulatory Compliance/Federal Agencies Resources
Swaps Enforcement Update: Business Conduct Standards for Swap Dealers and Major Swap Participants Read More
05.19.23
Insights
Financial Services Litigation and Enforcement
The Recipe for a Strong Bank-Fintech Partnership Agreement Read More
05.18.23
Insights
Financial Services
REMINDER: Compliance Deadline for FTC's GLBA Safeguards Rule Is Around the Corner Read More
05.17.23
Insights
CFPB Puts Banks on Notice for Reopening Closed Accounts Read More
05.15.23
Insights
Blockchain
The Digital Pound: "More Likely Than Not" Read More
05.10.23
Insights
Financial Services Litigation and Enforcement
April 2023 UDAAP Bulletin Read More
05.05.23
Insights
SEC Adopts Proposals to Enhance Share Repurchase Disclosures and Private Fund Reporting Read More
05.02.23
Insights
Federal Agencies Will Jointly Look for Bias and Discrimination in AI Read More
05.02.23
Insights
FSOC Systemic Risk Framework and Interpretive Guidance on Nonbank SIFI Designations Read More
04.13.23
Insights
Financial Services Litigation and Enforcement
March 2023 UDAAP Bulletin Read More
04.05.23
Insights
CFPB Releases Analysis of 'Abusive' Practices in the Financial Services Marketplace Read More
03.29.23
Insights
CFPB Officially Takes Aim at Credit Card Late Fees Read More
03.24.23
Insights
Privacy and Data Security
SEC Proposes Host of New Rules for Data Security, Cybersecurity, and IT Resilience Read More
03.15.23
Insights
Privacy and Data Security
SEC Settles Ransomware Disclosure Charges for $3 Million Read More
03.13.23
Insights
Financial Services Litigation and Enforcement
Securities Class Actions: Data, Trends, and Insights Read More
03.09.23
Insights
February 2023 UDAAP Bulletin Read More
02.27.23
Insights
Financial Services
NCUA Approves 72-Hour Cyber Incident Reporting Requirement for Credit Unions Read More
02.24.23
Insights
Financial Services
Federal Court Holds Financial Institution Liable for Business Email Compromise Loss Read More
02.21.23
Insights
Regulatory and Compliance
Safeguarding Advisory Client Assets: Our Take on Crypto Treatment Under the SEC's Proposed Rule Read More
02.21.23
Insights
Safeguarding Advisory Client Assets: Our Take on Crypto Treatment Under the SEC's Proposed Rule Read More
02.16.23
Insights
Regulatory Compliance/Federal Agencies Resources
CFPB Warns Mortgage Rate Comparison Sites About Anti-Kickback Risks Read More
02.16.23
Insights
Passing the Fraud Loss Hot Potato Read More
02.07.23
Insights
Financial Services Litigation and Enforcement
January 2023 UDAAP Bulletin Read More
01.25.23
Insights
Blockchain
CFTC Action Against Decentralized Digital Asset Manipulation Is First of Its Kind Read More
01.20.23
Insights
FinCEN Beneficial Ownership Information Access Proposal Raises Many Questions Read More
01.19.23
Insights
Privacy and Data Security
SEC Looks to Finalize Proposed Cyber Rules, Issue New NPRM Read More
01.09.23
Insights
Financial Services
Now Available: DWT-Glenbrook Partners Webinar "Data Privacy and Security Considerations for Fintechs: 5 Priorities Heading into 2023" Read More
1.4.23
Insights
Court Rules Digital Asset DAOs Can Be Sued by the CFTC Read More
12.16.22
Insights
SEC Issues Four Proposals with Potentially Broad Ramifications on Equity Market Structure Read More
12.06.22
Insights
The Headwinds Facing Faster Payments Read More
11.23.22
Insights
Custodia Bank Wins Important Digital Asset Decision Read More
11.16.22
Insights
Privacy and Data Security
New York Department of Financial Services' EyeMed Settlement Emphasizes Risk Assessments, Email Controls Read More
11.02.22
Insights
Financial Services Litigation and Enforcement
CFTC's Annual Enforcement Results Include Notable and Novel Cases Read More
10.27.22
Insights
Regulatory and Compliance
Five Takeaways from the FSOC Report on Crypto-Assets Read More
10.14.22
Insights
FinCEN Releases Final Rule on Beneficial Ownership Information Reporting Requirements Read More
10.03.22
Insights
Financial Services Litigation and Enforcement
CFPB Enforcement Action Latest Move Against Overdraft Fees by Financial Regulators Read More
09.30.22
Insights
Regulatory and Compliance
A Discussion of DOJ and Treasury Reports Following the Digital Assets Executive Order Read More
09.30.22
Insights
Privacy and Data Security
Addressing Digital Assets' Illicit Financing Risks: "Supporting Actions" Still Needed to Execute Treasury's Action Plan Read More
09.30.22
Insights
Regulatory and Compliance
Treasury Recommends Moving Forward on CBDC Analysis and Encouraging Use of Instant Payments Read More
09.30.22
Insights
Blockchain
U.S. Department of Justice Report Outlines Key Action Items to Address Criminal Activity Related to Digital Assets Read More
09.28.22
Insights
Blockchain
CFTC Takes Aim at DAO Members in bZeroX Settlement Read More
09.26.22
Insights
Privacy and Data Security
CFPB Takes on Failure to Adopt "Common Data Security Practices" Read More
09.26.22
Insights
Regulatory and Compliance
DWT Attorneys File Amicus Brief in Support of Custodia Bank Read More
09.15.22
Insights
Electric Power
The Ethereum Merge's Climate & Energy Implications May Be Only the Beginning for the Crypto-Asset Industry Read More
09.15.22
Insights
The Ethereum Merge's Climate & Energy Implications May Be Only the Beginning for the Crypto-Asset Industry Read More
09.08.22
Insights
Financial Services Litigation and Enforcement
U.S. Fintech Laws and Regulations 2022 Read More
08.30.22
Insights
Regulatory Compliance/Federal Agencies Resources
FINRA Proposes New Limitations on Expungement Proceedings Read More
08.15.22
Insights
Privacy and Data Security
State Banking Supervisors Clarify Cybersecurity Expectations for Nonbank Financial Institutions Read More
07.28.22
Insights
Financial Services Litigation and Enforcement
Bipartisan Legislation Would Simplify Use of Digital Assets for Everyday Purposes Read More
07.08.22
Insights
Regulatory and Compliance
FDIC False Advertising Rule Now Effective Read More
06.27.22
Insights
Regulatory and Compliance
Credit Card Late Fees Scrutinized by CFPB Read More
06.24.22
Insights
Regulatory and Compliance
Making Sense of What's Happening in Crypto Read More
06.08.22
Insights
Purchasers Suing Coinbase and GMO Trust Claim That Nothing's Stable About GYEN Stablecoin Read More
05.31.22
Insights
Regulatory and Compliance
Sen. Durbin Looking to Address Credit Card Interchange Fees Read More
05.06.22
Insights
Financial Services
Introducing PCI DSS 4.0: New Payment Card Security Standards Take Broad View of Scope, Offer Companies More Compliance Flexibility Read More
05.06.22
Insights
Regulatory and Compliance
Introducing PCI DSS 4.0: New Payment Card Security Standards Take Broad View of Scope, Offer Companies More Compliance Flexibility Read More
04.15.22
Insights
Regulatory Compliance/Federal Agencies Resources
As Compliance Deadline Approaches, Banking Regulators to Host "Ask the Regulators" Webcast on Computer-Security Incident Notification Rule Read More
04.08.22
Insights
Regulatory and Compliance
Gaining Momentum: The First Senate Discussion Draft on Stablecoins Read More
03.22.22
Insights
Regulatory and Compliance
CFPB to Use "Unfairness" to Address Gaps in Antidiscrimination Coverage Read More
03.16.22
Insights
Regulatory and Compliance
Stepping Back: Five Takeaways From the Digital Assets Executive Order Read More
02.01.22
Insights
Three Initial Takeaways From the Federal Reserve's CBDC Discussion Paper Read More
01.07.22
Insights
Financial Services Litigation and Enforcement
Stablecoins: Promoting Innovation While Addressing Risks Read More
12.17.21
Insights
General
It's Time to Bring in a Mediator to Resolve the Turmoil at the FDIC Board Read More
11.30.21
Insights
Financial Services Litigation and Enforcement
Chopra's CFPB Signals Expansion of Abusiveness to Include Antitrust Read More
11.04.21
Insights
Financial Services Litigation and Enforcement
FTC Strengthens GLBA Information Security Requirements for Non-Bank Financial Institutions Read More
11.03.21
Insights
General
Five Antitrust Tips for Fintech In-House Counsel Read More
10.21.21
Insights
Credit/Debit Payments Resources
Readability and Deferred Interest Remain Concerns in CFPB's Biennial CARD ACT Report Read More
10.14.21
Insights
Financial Services Litigation and Enforcement
CFPB's Small Business Lending Data Collection Rulemaking Read More
10.07.21
Insights
Regulatory and Compliance
Fintech Innovation at California's Newest Financial Regulator Webinar Recap Read More
10.01.21
Insights
Privacy and Data Security
OFAC Makes Waves in Fight Against Ransomware, but Practical Effects Unclear Read More
09.30.21
Insights
Deals and Technology
New Resources for Community Banks That Partner With Fintechs Read More
09.29.21
Insights
General
U.S. Fintech Laws and Regulations 2021 Read More
09.23.21
Insights
Financial Services Litigation and Enforcement
Five Things Read More
09.02.21
Insights
Privacy and Data Security
SEC Continues to Emphasize Cybersecurity Practices and Disclosures, Settles Three Actions with Broker-Dealers and Investment Advisors Read More
08.24.21
Insights
Financial Services Litigation and Enforcement
Recent SEC Enforcement Activity Highlights Issuers' Cybersecurity Disclosure Obligations and Pitfalls Read More
08.18.21
Insights
Financial Services Litigation and Enforcement
CFPB: Failure to Remediate Non-Compliance May Be Abusive Conduct Read More
08.05.21
Insights
Regulatory and Compliance
Deadline Approaching for Filing OFAC Annual Report of Blocked Property Read More
07.23.21
Insights
DFPI
DFPI Office of Financial Technology and Innovation Gives Insight Into Scope and Functions Read More
07.22.21
Insights
Regulatory and Compliance
Regulators to Harmonize How Banks Address Fintech and Service Provider Risk Management Read More
06.30.21
Insights
Financial Services Litigation and Enforcement
Far-Ranging CFPB Action Expected in Support of Racial Equity Priorities Read More
06.24.21
Insights
Financial Services Litigation and Enforcement
CFPB Provides Guidance on Unauthorized Transfers Read More
05.19.21
Insights
DFPI
A Look at the California DFPI's Debt Collection Oversight Measures Thus Far Read More
05.17.21
Insights
Privacy and Data Security
Federal Regulators' Artificial Intelligence Initiative Is a Promising Development for Financial Industry Read More
04.28.21
Insights
Financial Services Litigation and Enforcement
DFPI General Counsel Shares Insights on Department's Scope, Priorities, and Approach Read More
04.14.21
Insights
Financial Services Litigation and Enforcement
A New Spring in the CFPB's Step Read More
03.16.21
Insights
Regulatory and Compliance
COVID, Year Two: A Look at Mortgage Relief, Regulatory Scrutiny, and the Road Ahead Read More
03.12.21
Insights
Regulatory and Compliance
CFPB Clarifies That ECOA Prohibits Discrimination Based on Sexual Orientation and Gender Identity Read More
03.04.21
Insights
DFPI
Georgia Becomes Latest to Address Earned Wage Access Providers Read More
01.22.21
Insights
Regulatory and Compliance
CFPB Issues Guidelines Encouraging Access to Financial Products and Services for Customers With Limited English Proficiency Read More
01.19.21
Insights
Financial Services Litigation and Enforcement
How Well Do You Know California's Newest Financial Regulator? Read More
01.15.21
Insights
Financial Services Litigation and Enforcement
Don't Say We Didn't Warn You – A Summary of California's Revamped Consumer Financial Protection Penalties Read More
01.14.21
Insights
Regulatory and Compliance
Corporate Transparency Act Creates National Database of Company Ownership Information Read More
11.06.20
Insights
DFPI
Out With the Old, In With the New: California Revamps Its Department of Business Oversight Read More
10.28.20
Insights
Regulatory and Compliance
CFPB Initiates Process to Regulate Financial Data Access Read More
10.28.20
Insights
Privacy and Data Security
OFAC Warns of Sanctions Risks for Companies Facilitating Ransomware Payments Read More
10.23.20
Insights
Regulatory and Compliance
CFPB Action Puts the Brakes on Auto Lender's Repossessions Read More
10.16.20
Insights
Financial Services Litigation and Enforcement
Rescission of 2015 MSA Compliance Bulletin Further Evidence of CFPB's Gentler RESPA Section 8 Approach - But New FAQs Do Not Necessarily Provide More Comfort Read More
10.07.20
Insights
Regulatory and Compliance
California's New State "Mini-CFPB" Is Not Very "Mini," but Very "CFPB" Read More
08.27.20
Insights
Deadline Approaching for Filing Newly Expanded OFAC Annual Report of Blocked Property Read More
08.25.20
Advisories
Financial Services
Deadline Approaching for Filing Newly Expanded OFAC Annual Report of Blocked Property Read More
07.10.20
Insights
Financial Services Litigation and Enforcement
FTC Leads Renewed Enforcement Focus on Payment Processors Read More
06.24.20
Insights
Regulatory and Compliance
CFPB Amends Regulation X to Account for COVID-19-Related Mortgage Relief Read More
06.18.20
Insights
OCC Fintech Charter
Back to the Future for the OCC Under New Acting Comptroller Brian Brooks Read More
06.17.20
Insights
Regulatory and Compliance
Nearing Three Months In – More Updates on Mortgage Relief Efforts, Regulatory Guidance, and Emerging Areas of Concern Read More
05.29.20
Insights
Regulatory and Compliance
CFPB Introduces New No-Action Letter Templates Read More
05.08.20
Insights
Global Insights
Deadlines for Filing U.S. Bureau of Economic Analysis BE-10 Survey Read More
04.28.20
Insights
Regulatory and Compliance
One Month In – Updates on Mortgage Relief Efforts and Guidance Read More
04.28.2020
Insights
Reactions to CFPB's COVID-19 Response and Canada's Alternative Response Read More
04.17.20
Insights
Regulatory and Compliance
AI Meets the Paycheck Protection Program: FinCEN FAQs Underscore How the Regulatory Response to the Pandemic Is Accelerating the Adoption of Fintech Read More
04.14.20
Insights
Best Practices for Merchants Managing COVID-19-Related Cardholder Disputes Read More
04.10.20
Insights
Regulatory and Compliance
Federal Banking Agencies Outline Regulatory Capital Relief for PPP Lenders Read More
04.09.20
Insights
Regulatory and Compliance
Federal Reserve Board of Governors Announces $600 Billion Main Street Lending Program Read More
04.07.20
Insights
Regulatory and Compliance
Agencies Promise Flexibility, but the Rules Still Apply: Key Takeaways from Joint Agency and CFPB Guidance Regarding Mortgage Servicing Rules and COVID-19-Related Relief Read More
04.03.20
Insights
Regulatory and Compliance
The SBA COVID-19 Response: Lenders Needed Read More
04.01.20
Insights
Regulatory and Compliance
Balancing Credit Reporting and Compassion In Light of COVID-19 Read More
03.26.20
Insights
Regulatory and Compliance
Mortgage Servicers Must Provide Substantial Forbearance Relief to COVID-19 Affected Borrowers of Federally Backed Loans Read More
03.24.20
Insights
Regulatory and Compliance
Governor Cuomo Orders COVID-19 Credit Relief Read More
03.20.20
Insights
COVID-19 and Contractual Force Majeure Provisions Read More
03.19.20
Insights
Regulatory and Compliance
Federal and State Agencies to Mortgage Servicers: Slow Down, Be Flexible, and Be Compassionate With Borrowers Affected by COVID-19 Read More
02.18.20
Insights
Regulatory and Compliance
New York State Budget Proposal Would Expand Consumer Financial Protection Authorities Read More
02.05.20
Insights
Financial Services Litigation and Enforcement
Cashless Ban Update – New York City Legislation Read More
02.04.20
Insights
Privacy and Data Security
State Consumer Privacy Law Round-Up Read More
01.09.20
Insights
Financial Services Litigation and Enforcement
California to “Step-Up” Consumer Financial Protections? Read More
01.09.20
Insights
Privacy and Data Security
New Federal Privacy Bill Would Require Audits of Algorithmic Decision-Making Read More
01.08.20
Insights
Regulatory and Compliance
FDIC Releases Enforcement Manual in Line With “Trust Through Transparency” Initiative Read More
12.20.19
Insights
Regulatory and Compliance
Fintech and the Federal Reserve: Consumer Compliance Supervision Bulletin Focuses on Fintech Read More
12.18.19
Insights
Regulatory and Compliance
Open Banking, APIs, and Liability Issues Read More
11.15.19
Insights
Privacy and Data Security
Facing the Future of Biometric Information for Payment Verification Read More
10.30.19
Insights
OCC Fintech Charter
NYDFS Prevails Once More in OCC Fintech Charter Challenge Read More
09.23.19
Advisories
Financial Services
Deadline Approaching for Filing Newly Expanded OFAC Annual Report of Blocked Property Read More
09.11.19
Insights
Financial Services Litigation and Enforcement
Will Questions About FTC Enforcement Authority Shift Enforcement to CFPB? Read More
08.12.19
Insights
Deals and Technology
Thoughts on the Wave of Payment Processor Mega-Mergers Read More
07.29.19
Insights
Financial Services Litigation and Enforcement
California Poised to Empower Charter Banks to Bank Cannabis Money (SB 51) Read More
07.29.19
Insights
Financial Services Litigation and Enforcement
DWT Partner Bradford Hardin Gives Presentation on Recent Developments in Debt Collection Litigation and Enforcement Read More
07.02.19
Insights
Credit/Debit Payments Resources
Recently Introduced Democratic Consumer Finance Proposals Read More
06.20.19
Insights
Privacy and Data Security
The California Consumer Privacy Act: What Financial Services Providers Need to Know Read More
06.12.19
Insights
Regulatory and Compliance
The Evolving Market for Purchase Installment Plans Read More
05.29.19
Insights
Regulatory and Compliance
Consumer Financial Protection Bureau Proposes Regulation Implementing Fair Debt Collection Practices Act Read More
05.20.19
Insights
Financial Services Litigation and Enforcement
CFPB’s Structure is Constitutional – 9th Circuit Read More
05.14.19
Insights
Privacy and Data Security
Exempt or Not Exempt? Part 2: The California Consumer Privacy Act and the Fair Credit Reporting Act Read More
04.01.19
Insights
Privacy and Data Security
Mandatory Cash Acceptance Update – Philadelphia Legislation & Athletic Venues Read More
03.25.19
Insights
Financial Services Litigation and Enforcement
SCOTUS Rules Foreclosure Firms Are Not “Debt Collectors” in Nonjudicial Proceedings Read More
03.04.19
Advisories
Cannabis
Proposed SAFE Banking Act Would Have Positive Effects on Legal Cannabis Industry Read More
02.20.19
Insights
Privacy and Data Security
Mandatory Cash Acceptance Legislation and the Ongoing Argument Over Going Cashless Read More
02.15.19
Insights
Financial Services Litigation and Enforcement
Lessons from Recent BSA/AML Enforcement Actions Read More
02.07.19
Insights
Financial Services Litigation and Enforcement
Visa and Mastercard Obtain Preliminary Approval of Second Attempt at Interchange Settlement Read More
01.30.19
Insights
Regulatory and Compliance
Federal Reserve Seeks Comment on Actions to Promote Faster Payments Read More
01.08.19
Advisories
Brand Protection & Enforcement
EU Companies Face Tough Choice: Violate U.S. Secondary Sanctions on Iran or Amended EU Blocking Regulations Read More
01.08.19
Insights
Resource Database
DWT Payments Team Members Featured in Thomson Reuters’ Recent CFS Law Report Read More
12.19.18
Insights
Regulatory and Compliance
New CFPB Proposal to Overhaul Existing No-Action Letter Policy and Create a Federal Regulatory Sandbox Read More
11.27.18
Insights
Regulatory and Compliance
Agency Activity in Small-Dollar Lending Read More
11.12.18
Insights
Deals and Technology
DWT's Project W Hosts FinTech Women Event: FI Perspective on the FinTech Ecosystem Read More
11.09.18
Insights
Regulatory and Compliance
State of Regulation: Focus on Fintech Read More
11.05.18
Insights
Regulatory and Compliance
Bureau's Proposal for a "Disclosure Sandbox" Read More
09.19.18
Insights
Regulatory and Compliance
California Near to Enacting Nation’s First Commercial Finance Disclosure Law Read More
09.12.18
Insights
Financial Services Litigation and Enforcement
States Diverge From Federal Regulators on Disparate Impact Read More
08.30.18
Insights
OCC Fintech Charter
OCC Accepting Charter Applications from Fintech Companies Read More
08.16.18
Insights
Financial Services Litigation and Enforcement
3rd Circuit Says CFPB May Investigate the Totality of a Target’s Business Conduct Read More
08.15.18
Insights
Resource Database
Artificial Intelligence & Machine Learning: The Future Computed Read More
08.14.18
Insights
Deals and Technology
Arizona Attorney General Launches Regulatory Sandbox Program for Fintech Companies Read More
07.31.18
Insights
OCC Fintech Charter
Update on the OCC’s Initiative for the Special Purpose National Bank Charter Read More
07.11.18
Insights
Financial Services Litigation and Enforcement
U.S. Supreme Court Sides with Amex in Landmark Card Case Read More
07.09.18
Insights
Deals and Technology
Washington State Updates Money Services Rules Read More
07.02.18
Insights
Financial Services Litigation and Enforcement
Is Kraninger’s Nomination to Head Bureau a Tactical Choice to Continue Mulvaney’s Policy Trajectory? Read More
06.27.18
Insights
Regulatory and Compliance
What the Security Group Consent Order Suggests About the CFPB's Direction Read More
05.24.18
Insights
Resource Database
Insight on Third Party Risk Management Read More
05.21.18
Insights
Regulatory and Compliance
Debtors Lose? 3rd Circuit Rejects “Discovery Rule,” Restricts Period to Assert Federal Debt Collection Actions in Break With 4th and 9th Circuits Read More
05.14.18
Insights
Resource Database
ACC Releases 2018 State of Cybersecurity Report Read More
04.30.18
Insights
Deals and Technology
DWT's Project W Hosts Second FemTech Leaders Event of 2018 Read More
04.16.18
Insights
Deals and Technology
Fintech Sandboxes – Update on State Approaches Read More
04.13.18
Insights
Privacy and Data Security
Federal Regulatory Agencies Advise on Cyber Insurance for Information Security Programs Read More
03.21.18
Advisories
Advertising, Marketing & Promotions
D.C. Circuit Rules on FCC’s 2015 TCPA Omnibus Order: A Mixed Bag Read More
03.06.18
Insights
Financial Services Litigation and Enforcement
Discrimination and Algorithms in Financial Services: Unintended Consequences of AI Read More
02.16.18
Insights
Financial Services Litigation and Enforcement
Rumors of UDAAP’s Demise May be Exaggerated Read More
02.15.18
Insights
Financial Services Litigation and Enforcement
CARD Act Report: The CFPB Departs from Precedent Read More
02.09.18
Insights
Regulatory and Compliance
CSBS Takes Another Step Towards Multi-State Licensing for New MSB Applicants Read More
01.31.18
Insights
Financial Services Litigation and Enforcement
State Regulatory Enforcement Initiatives: Cooperation and Conflict Read More
01.03.18
Insights
Financial Services Litigation and Enforcement
The Consumer Credit Market: The CFPB’s 2017 CARD Act Report Read More
11.27.17
Insights
Financial Services Litigation and Enforcement
Next Steps for the CFPB Read More
11.21.17
Insights
Regulatory Compliance/Federal Agencies Resources
Webinar: Exploring the Data Aggregation Market Read More
11.13.17
Insights
Regulatory and Compliance
Federal Reserve Enters Consent Order to Sanction Deceptive Practice Involving Credit Card Product Read More
10.24.17
Insights
Financial Services Litigation and Enforcement
CFPB Highlights Supervisory Findings Related to Credit Cards Read More
10.16.17
Insights
Data Protection
ACA’s Nondiscrimination Taglines and Notices Require Updating Your Notice of Privacy Practices Read More
10.02.17
Insights
Regulatory and Compliance
CFPB’s First No-Action Letter: Supporting Innovation AND Supervision for Fair Lending Read More
07.21.17
Insights
Regulatory and Compliance
Regulatory Alert: Debt Collection Read More
07.05.17
Insights
Regulatory and Compliance
OCC Issues Retail Lending Handbook Booklet Read More
06.29.17
Insights
Regulatory and Compliance
Second Circuit Holds That Printing of Expiration Date Is a Bare Procedural Violation of FACTA That Is Inadequate Under Spokeo to Confer Standing to Sue Read More
06.27.17
Insights
Regulatory and Compliance
Supreme Court Narrows FDCPA’s Definition of Debt Collector Read More
06.07.17
Insights
Regulatory and Compliance
Consumer Financial Data Aggregation & the Potential for Regulatory Intervention Read More
06.01.17
Insights
Regulatory and Compliance
FRB Governor Indicates Data Aggregators Could Impact Bank Safety & Soundness as Part of the “Fintech Stack” Read More
05.18.17
Insights
Regulatory and Compliance
A “Bad Apples” Database for Banks? Not So Fast. Read More
05.05.17
Insights
OCC Fintech Charter
OCC Issues Draft Fintech Supplement to OCC Licensing Manual Read More
04.05.17
Insights
OCC Fintech Charter
OCC Issues Third-Party Relationship Supplemental Examination Procedures Read More
03.27.17
Insights
Regulatory and Compliance
CFPB Seeks Comments on the Credit Card Market for Its 2017 CARD Act Report Read More
03.17.17
Insights
OCC Fintech Charter
The OCC Fintech Charter: A New Model for Tech-Enabled Financial Services? Read More
03.17.17
Insights
OCC Fintech Charter
Developments on the OCC's Initiative for Fintech Companies Read More
01.09.17
Insights
Global Insights
Draft New Law Will Change the Regulatory Landscape for E-Commerce in China Read More
12.22.16
Insights
Regulatory and Compliance
RFI on Consumer Data Sharing Shows CFPB Interest in Data Aggregators Read More
12.20.16
Insights
Financial Services Litigation and Enforcement
SoFi Settlement Provides Lessons for Lenders Marketing "Soft Pull" Preapprovals Read More
12.19.16
Insights
Financial Services Litigation and Enforcement
NY Proposes Cybersecurity Regulations for Financial Services Read More
12.19.16
Insights
Financial Services Litigation and Enforcement
Caveat Venditor: CFPB Bulletin on Sales Practices and Incentive Compensation Suggests More Enforcement Actions may be Coming Read More
12.05.16
Insights
OCC Fintech Charter
OCC to Consider Special Charter Applications for Fintech Companies Read More
12.01.16
Insights
Financial Services Litigation and Enforcement
Federal Trade Commission Hosts Crowdfunding & Peer-to-Peer Payments Forum Read More
12.01.16
Insights
Regulatory and Compliance
The 2015 CARD Act Report Read More
11.28.16
Insights
Global Insights
China Report: Uniform Interchange Rates Now Apply; Differentiated Interchange Fees Based On Different Types of Merchants No Longer Exist Read More
11.21.16
Insights
Deals and Technology
Regulators and Innovation - an Update on Key Developments Read More
11.14.16
Insights
Regulatory and Compliance
Assessing the Utility of CARD Act Disclosures Read More
10.21.16
Insights
Deals and Technology
DWT Hosts Faster Payments Panel Read More
10.18.16
Insights
Privacy and Data Security
Just Around the Corner - HIPAA Audits for Business Associates Read More
10.14.16
Insights
Regulatory and Compliance
The CFPB’s Final Prepaid Account Rule Read More
10.04.16
Insights
Regulatory Compliance/Federal Agencies Resources
Legal Developments Affecting Credit Card Steering Rules Read More
09.28.16
Insights
Financial Services Litigation and Enforcement
FTC Holds Workshop on Effective Consumer Disclosures Read More
09.20.16
Insights
Regulatory and Compliance
Blockchain, Regtech Dominate Financial Industry Innovations Read More
09.15.16
Insights
OCC Fintech Charter
Climate for Payments Innovation OCC "FinTech" Charter Read More
08.22.16
Insights
Financial Services Litigation and Enforcement
CFPB Proposes Changes to Mortgage Industry Read More
08.11.16
Insights
Regulatory and Compliance
CFPB Official Offers Update and Guidance on Regulations Read More
08.02.16
Insights
Privacy and Data Security
HIPAA Wake-Up Call for Financial Institutions: First HIPAA Settlement with Business Associate Read More
07.29.16
Insights
Regulatory and Compliance
New Banking Agency Guidance on Mobile Financial Services Read More
07.18.16
Insights
Regulatory and Compliance
Cybersecurity Response to Recent Wholesale Payment Systems Breaches Read More
07.13.16
Insights
Privacy and Data Security
PCI DSS v. 3.2: New Requirements Coming to Protect Your Customers’ Wallets Read More
07.08.16
Insights
Regulatory and Compliance
NYDFS Issues Regulation Addressing Anti-Money Laundering Transaction Monitoring and Filtering Requirements Read More
07.05.16
Insights
Deals and Technology Resources
Cross-Border Financing Transactions between China and the U.S. Read More
07.01.16
Insights
OCC Fintech Charter
OCC Hosts Innovation Forum Read More
06.16.16
Insights
Deals and Technology
NYPAY: Regulation Prepaid Read More
06.14.16
Insights
Privacy and Data Security
Credit Card Data Breaches: Protecting Against Surprises Read More
06.03.16
Insights
Deals and Technology
Treasury Report on Online Marketplace Lending Recommends Increased Regulation Read More
05.13.16
Insights
Deals and Technology
The Wild, Distributed World: Get Ready for Radical Infrastructure Changes, From Blockchains to the Interplanetary File System to the Internet of Things Read More
05.13.16
Insights
Deals and Technology
New Mobile Financial Services Appendix Read More
05.13.16
Advisories
Financial Services
The Wild, Distributed World: Get Ready for Radical Infrastructure Changes, From Blockchains to the Interplanetary File System to the Internet of Things Read More
05.10.16
Insights
Financial Services Litigation and Enforcement
CFPB Proposes Rule Regulating the Use of Pre-Dispute Arbitration Agreements Read More
05.02.16
Insights
Deals and Technology
Webinar: Legal Issues in the Mobile Landscape Read More
05.02.16
Insights
Regulatory and Compliance
Spotlight on CFPB Enforcement Read More
04.29.16
Insights
Regulatory and Compliance
New Version of PCI DSS Released Read More
04.28.16
Insights
Global Insights
Regulation of Payment Services in China Read More
04.25.16
Insights
Deals and Technology
DWT Hosts NYPAY Blockchain Panel Read More
04.22.16
Insights
Regulatory and Compliance
New Mexico To Regulate Money Transmission Read More
04.21.16
Insights
Credit Card Data Breaches: Protecting Against Surprises Read More
04.21.16
Insights
Deals and Technology
Women in Housing and Finance's Annual Symposium on Fintech Issues Read More
04.14.16
Insights
Regulatory and Compliance
U.S. Consumer Financial Services Regulation: What to Expect in 2016 Read More
04.11.16
Insights
Regulatory and Compliance
Violation of OFAC Reporting Requirements: “No Harm, No Foul”? No Way! Read More
04.11.16
Advisories
Brand Protection & Enforcement
Violation of OFAC Reporting Requirements: “No Harm, No Foul”? No Way! Read More
04.07.16
Insights
OCC Fintech Charter
OCC Issues Paper on “Responsible Innovation”—Including Its Own Responsibilities Read More
04.05.16
Insights
Deals and Technology Resources
Key Takeaways from the ACI Emerging Payments Forum Read More
04.03.16
Insights
Regulatory Compliance/Federal Agencies Resources
“Abusive” Practices Under the UDAAP Prohibition Read More
09.30.16
Insights
Deals and Technology
CFPB's Enforcement Lessons for the Payments Industry Read More
04.01.16
Insights
CFPB’s Enforcement Lessons for the Payments Industry Read More
03.28.16
Insights
Deals and Technology
First Data Materials Read More
03.28.16
Insights
Privacy and Data Security
HIPAA Audits to Include Financial Institutions—There’s an App for That Read More
03.25.16
Insights
Privacy and Data Security
Webinar: How to Improve Data Security in Payment Systems Read More
03.24.16
Insights
Financial Services Litigation and Enforcement
Agreements between Lending Club and WebBank Read More
03.22.16
Insights
Deals and Technology
Fintech Regulations: What You Need to Know Read More
03.15.16
Insights
General
Creating a Diverse Community in Fintech Read More
03.14.16
Insights
Deals and Technology
Crowdfunding for Non-Profits Read More
02.18.16
Insights
Deals and Technology
CARD Act Report Webinar: A Deep Dive Into Key Issues Read More
02.08.16
Insights
Regulatory and Compliance
Our Latest Survey of UDAAP Activity Read More
01.26.16
Insights
Privacy and Data Security
Simplification of Privacy Disclosures: An Experimental Test Read More
01.20.16
Insights
Credit/Debit Payments Resources
CFSC Roundup: From Issuing Credit Online to UDAAP Compliance Management Read More
01.12.16
Insights
Regulatory and Compliance
Upcoming CARD Act Webinar Read More
01.11.16
Insights
Financial Services Litigation and Enforcement
CFPB Enforcement Actions in 2015: A Look Back Read More
12.23.15
Insights
General
CARD Act Report Summary Read More
12.10.15
Insights
Deals and Technology
Crowdfunding – Old-Fashioned Potato Salad or New-Fangled Money Laundering Tool? Read More
06.05.15
Insights
Deals and Technology
NACHA Adopts Same-Day ACH Rule Read More
12.08.15
Insights
Regulatory and Compliance
The Consumer Credit Market: A Report from the CFPB Read More
12.01.15
Insights
Deals and Technology
How to Disrupt and When to Partner With Banks Read More
11.23.15
Insights
Global Insights
Foreign Vendor Due Diligence Read More
11.17.15
Insights
Financial Services Litigation and Enforcement
Recent Actions Added To UDAAP Database Read More
11.12.15
Insights
General
3 Takeaways from the Empire Startups Fintech Conference Read More
11.10.15
Insights
Financial Services Litigation and Enforcement
Sprint Agrees to Pay FTC $2.95 Million to Settle Risk-Based Pricing Rule Charges Under the FCRA Read More
10.28.15
Insights
Deals and Technology
The Interplay Amongst Prepaid Cards, New Technologies, and Emerging Payment Systems Read More
10.16.15
Insights
Deals and Technology
Evolution of the Mobile Payment Market Read More
10.10.15
Insights
Regulatory and Compliance
CFPB Hearing on Arbitration Agreements: Initial Impressions Read More
10.07.15
Insights
Global Insights
EU High Court Invalidates U.S.-EU Safe Harbor Framework Read More
10.02.15
Insights
General
Can Credit Cards with Access to Complimentary Credit Score Information Benefit Consumers and Lenders? Read More
10.01.15
Insights
Regulatory and Compliance
Do Banks Pass Through Credit Expansions? Read More
09.21.15
Insights
Regulatory and Compliance
Executive Order--Using Behavioral Science Insights Read More
09.21.15
Insights
Privacy and Data Security
Chip-and-PIN (EMV) Credit Card Liability Shift is Oct. 1: Are You Ready? Read More
09.18.15
Insights
Deals and Technology
Fintech – Worlds Colliding or Bridging a Divide? Read More
09.17.15
Insights
Deals and Technology
Regulate In Haste, Repent At Leisure, Bank Lobbyists Warned Read More
09.08.15
Insights
Deals and Technology
Excerpts from First Data S-1 Read More
08.28.15
Insights
Regulatory and Compliance
Revised Military Lending Act Rules Impose New Compliance Obligations on a Wide Variety of Creditors Read More
08.25.15
Insights
Global Insights
The Fourth European Union Anti-Money Laundering Directive and Its Effects on Financial Institutions Operating in the EU Read More
08.10.15
Insights
Global Insights
OFAC Warns Of Crimea Payments Processing Sanctions Risks Read More
08.07.15
Insights
Financial Services Litigation and Enforcement
Recent Actions Added To UDAAP Database Read More
08.06.15
Insights
Regulatory and Compliance
Treasury Department RFI on Online Marketplace Lending Signals Potential Shift Towards Regulation of Small Business Loans Read More
08.05.15
Insights
Global Insights
OFAC Warns Financial and International Trade Sectors on Evasion of Crimean Sanctions Read More
08.05.15
Advisories
Brand Protection & Enforcement
OFAC Warns Financial and International Trade Sectors on Evasion of Crimean Sanctions Read More
07.29.15
Insights
Regulatory and Compliance
CFPB Inserts Consumer Protection Issues into Faster Payment System Developments Read More
07.27.15
Advisories
Communications
Cuba Si! Trade With Cuba … Not Quite Yet Read More
07.15.15
Insights
Financial Services Litigation and Enforcement
The CFPB and the Business of Insurance Read More
07.15.15
Insights
Financial Services Litigation and Enforcement
Increased Risk for Buyers of Credit Card Loans Read More
07.07.15
Insights
Deals and Technology
Discussion Paper: Visa Payment Panel Study Read More
06.26.15
Insights
Deals and Technology
Co-branding Credit Cards with Charities: Commercial Co-Venture Issues Read More
06.22.15
Insights
Regulatory and Compliance
Treasury Department Publishes National Money Laundering Risk Assessment and National Terrorist Financing Risk Assessment Read More
06.22.15
Insights
Privacy and Data Security
Upcoming HIPAA Audits May Target Financial Institutions—Here’s How to Prepare Read More
06.15.15
Insights
Deals and Technology
"Predominant economic interest" -- CashCall, Inc. v. Morrisey Read More
06.11.15
Insights
Deals and Technology
Future Tense: Contemplating the Impending Transition to Digital Wallets and Mobile Prepaid Platforms over the Next 5 Years Read More
06.11.15
Insights
Deals and Technology
Plus ça change…NYDFS releases final BitLicense regulations Read More
05.26.15
Insights
Deals and Technology
Finovate Summary Read More
05.22.15
Insights
Financial Services Litigation and Enforcement
Recent Actions Added To UDAAP Database Read More
05.13.15
Insights
Regulatory and Compliance
Legislation Proposed to Ban Mandatory Arbitration Clauses Read More
05.12.15
Insights
Financial Services Litigation and Enforcement
FinCEN and Department of Justice Settle Anti-Money Laundering Charges Against Crypto-Currency Company Ripple Labs Read More
05.11.15
Insights
Regulatory and Compliance
CFPB: The “Credit Invisibles” and Alternative Data Read More
04.27.15
Insights
Financial Services Litigation and Enforcement
Recent Actions Added To UDAAP Database Read More
04.20.15
Insights
Deals and Technology
Mobile Wallet Discussion at 2015 FinTech Startups Conference Read More
04.10.15
Insights
Privacy and Data Security
New PCI Tokenization Guidelines Read More
04.10.15
Insights
Regulatory and Compliance
Congressional Payments Technology Caucus Formed Read More
04.01.15
Insights
Privacy and Data Security
President Obama’s April Fools' Day Order on Cyberterrorism – No Joking About It! Read More
04.01.15
Insights
Deals and Technology
FFIEC Release - Business Continuity Planning For Outsourced Technology Services Read More
03.30.15
Insights
Regulatory and Compliance
Big Three Credit Bureaus Announce Consumer Financial Assistance Plan Read More
03.26.15
Insights
Financial Services Litigation and Enforcement
Anatomy of a Consent Order: “Gizmo” Case Study Read More
03.25.15
Insights
Financial Services Litigation and Enforcement
PayPal to Pay Dearly for Alleged Violations of OFAC Sanctions Read More
03.25.15
Advisories
Financial Services
PayPal To Pay Dearly for Alleged Violations of OFAC Sanctions Read More
03.24.15
Insights
Financial Services Litigation and Enforcement
CFPB Provides Details of Non-Public Supervisory Actions Read More
03.16.15
Insights
Financial Services Litigation and Enforcement
The CFPB's Final Report on Pre-Dispute Arbitration Clauses Read More
03.13.15
Insights
Financial Services Litigation and Enforcement
The OCC’s Increasing Focus on BSA-AML Compliance Read More
03.13.15
Insights
Global Insights
Chinese Government’s Announcement to Open Bank Cards Network Market Read More
03.05.15
Insights
Privacy and Data Security
President Obama’s Proposed Consumer Privacy Bill of Rights Read More
03.03.15
Insights
Regulatory and Compliance
American Banker Talks to Andy Lorentz on Net Neutrality Read More
02.27.15
Insights
Privacy and Data Security
Webinar: Re-Identification Risks for Credit Card Data Read More
02.23.15
Insights
Regulatory and Compliance
The CFPB’s Prepaid Proposal: Reg E, Reg Z, and Overdrafts Read More
02.12.15
Insights
Deals and Technology
Open Source Software and Virtual Currency: Exempt Organizations Issues in the Digital World Read More
02.09.15
Insights
Regulatory and Compliance
The Fed’s Goals, Strategies, and Tactics for an Improved U.S. Payment System Read More
01.15.15
Insights
Regulatory and Compliance
Survey of UDAAP Activities Under the Dodd-Frank Act Read More
01.06.15
Insights
Privacy and Data Security
Legal Departments: Are You Ready for The New PCI DSS Requirements? Read More
12.29.14
Advisories
Energy
A Corporate Counsel's Guide to Cyber Insurance Read More
12.24.14
Insights
Regulatory and Compliance
An Overview of the CFPB's Proposed Prepaid Account Rule Read More
12.19.14
Insights
Deals and Technology
CSBS Emerging Payments Task Force Issues Virtual Currency Policy Framework Read More
12.18.14
Insights
Deals and Technology
Money Flows: The Future of Financial Transactions Read More
12.03.14
Insights
Regulatory and Compliance
FFIEC Releases Revised BSA/AML Examination Manual Read More
11.25.14
Insights
Regulatory and Compliance
Sixteen State Attorneys General Urge CFPB to Limit Pre-dispute Arbitration Read More
11.18.14
Insights
Financial Services Litigation and Enforcement
Operation Chokepoint and the Brave New World of Criminal Liability Read More
11.17.14
Insights
Regulatory and Compliance
PLA Announces the Launch of UDAAP Database Read More
11.13.14
Insights
Deals and Technology
CFPB Proposed Prepaid Account Rule Read More
11.05.14
Insights
Privacy and Data Security
Federal Financial Institutions Examination Council Releases Cybersecurity Assessment Results: Boards of Directors and Senior Management Need to Engage Read More
10.30.14
Insights
Deals and Technology
Upcoming Event: The Future of Payments is … Now (?) Read More
10.24.14
Insights
Deals and Technology
CFPB Proposes No-Action Letter Policy for Innovative Products Read More
10.21.14
Insights
Deals and Technology
Chip-and-PIN is Coming…To the US Government Read More
10.15.14
Insights
Deals and Technology
CFPB Identifies Deceptive, Abusive Practices in the Marketing of Credit Card Promotional APR Offers Read More
10.10.14
Insights
Regulatory and Compliance
CFPB Director Proposes Checking Accounts for All Read More
10.08.14
Insights
Regulatory and Compliance
California Adds Limited Agent of A Payee Exemption to Its Money Transmitter Licensing Requirement; Relaxes Right To Refund Disclosure Requirement for Online Transactions Read More
10.02.14
Insights
Regulatory and Compliance
Federal Reserve Banks Payment System Improvements Project Moves Forward Read More
09.26.14
Insights
Financial Services Litigation and Enforcement
Penalties for Violation of Certain Money Transmitter Laws Read More
09.24.14
Insights
Deals and Technology
The CFPB and the Technological Revolution Read More
09.19.14
Insights
Global Insights
CFPB Subjects Large International Money Transmitters to Supervision Read More
09.12.14
Insights
Regulatory and Compliance
Presentation: A Survey of Unfair, Deceptive, and Abusive Practices Read More
09.12.14
Insights
Financial Services Litigation and Enforcement
A Survey of Activities Identified as Unfair, Deceptive, or Abusive by the CFPB Read More
08.29.14
Insights
Regulatory and Compliance
New Law Aims to Limit Anti-Money Laundering Compliance Burdens for Money Transmitters Read More
08.20.14
Insights
Deals and Technology
CFPB Issues Consumer Advisory on the “Wild West” of the Virtual Currency Economy Read More
08.13.14
Insights
Deals and Technology
New York Becomes First State to Propose Virtual Currency Regulations Read More
08.13.14
Insights
Deals and Technology
Fair Lending Analysis of Credit Cards Read More
07.30.14
Insights
Financial Services Litigation and Enforcement
FACTA Class Actions Read More
07.30.14
Insights
Deals and Technology
Online Payments in China: Recent Regulatory Actions Read More
07.29.14
Insights
Deals and Technology
PLCC Program Structures: Strategic Choices for Merchants Read More
07.29.14
Advisories
Corporate and Business Transactions
Delaware Formally Adopts Proposed Statutory Amendments Governing Mergers Following the Completion of a Tender Offer Read More
07.28.14
Insights
Deals and Technology
Mobile Applications: Security Best Practices Read More
07.24.14
Insights
Regulatory and Compliance
Failure of Mandated Disclosures Read More
06.30.14
Insights
Cyber and National Security
“…Because That’s Where the Money Is.” OCC Head Highlights Oversight of Cybersecurity for Financial Industry—Will All Vendors Cooperate? Read More
06.27.14
Insights
Data Protection
U.S. Steps Up Efforts to Make “Safe Harbor Safe Again” – FTC, Justice Department Work to Keep EU Happy and Avoid Pull Back from Safe Harbor Read More
06.25.14
Insights
Financial Services Litigation and Enforcement
FTC Responds to CFPB, Submits Summary of Enforcement Activities Read More
06.19.14
Insights
Data Protection
“Getting to Know You, Getting to Know All About You…” FTC Data Brokers Report Calls for More Industry Transparency, Regulation in How Data Brokers Use Consumers’ Personal Information Read More
05.16.14
Insights
General
Tips for Pooling Hospitality Loyalty Programs Read More
05.13.14
Insights
Regulatory and Compliance
CFPB Proposes Alternative Delivery Method for GLBA Privacy Notice Read More
05.13.14
Advisories
Corporate and Business Transactions
New SEC Guidance Regarding Social Media; Proposed Clarifications to Delaware Law for Mergers Following a Tender Offer; Change in SEC Notice Procedures for Granting Confidential Treatment Requests Read More
05.05.14
Insights
Deals and Technology
New Form Factors in Cobrand and Private-Label Credit Card Program Agreements Read More
04.28.14
Insights
Financial Services Litigation and Enforcement
Marijuana, Banking, and the "10-Foot Pole" Read More
04.14.14
Insights
Deals and Technology
State of Texas Issues Memorandum on Virtual Currencies Read More
04.11.14
Insights
Deals and Technology
Crypto Currencies: Bitcoin and Beyond Read More
04.03.14
Insights
Regulatory and Compliance
DC Circuit Durbin Decision Available on PLA Read More
03.25.14
Insights
Regulatory and Compliance
An Update on FinCEN Virtual Currency Initiatives Read More
03.21.14
Insights
Deals and Technology
Visa and MasterCard Endorse HCE Read More
03.07.14
Insights
Deals and Technology
College Debit Cards Read More
02.27.14
Insights
Deals and Technology
You Say You Want a Revolution? Virtual Currency Issues & Opportunities for Financial Institutions Read More
02.26.14
Insights
Financial Services Litigation and Enforcement
Protection Against Discovery of SARs and Related Internal Investigation Documents Given Resounding Endorsement by Washington State Court Read More
02.06.14
Insights
Regulatory and Compliance
Virtual Currency Round-Up: NY Mulls Bitcoin License; FinCEN Issues Opinion Letters on Bitcoin Mining, Software Providers and Bitcoin Investment Activity; Bitcoin is Money, Says WA DFI Read More
01.23.14
Insights
Deals and Technology
FFIEC Finalizes and Clarifies Its Social Media Policy Read More
01.14.14
Insights
General
Virtual Currency Resources Read More
01.07.14
Insights
Regulatory and Compliance
Federal Reserve Adds to Agency Guidance on Third Party Relationships Read More
12.31.13
Insights
Deals and Technology
Virtual Currency Year-In-Review: Bitcoin and Beyond Read More
12.20.13
Insights
Deals and Technology
Are You a Target? Read More
12.17.13
Insights
Deals and Technology
The New Normal: The Expanding Role of Technology Providers in Payment Processing Read More
12.16.13
Insights
Regulatory and Compliance
PCI DSS 3.0: Business as Usual? Read More
12.06.13
Insights
Regulatory and Compliance
Culture Shock: A Retailer’s Initial Lending Program With a Bank Read More
12.04.13
Insights
Deals and Technology
Fear FACTA: Beware the Truncation Requirement of the Fair and Accurate Credit Transactions Act Read More
12.04.13
Advisories
Bankruptcy & Creditors' Rights
Fear FACTA: Beware the Truncation Requirement of the Fair and Accurate Credit Transactions Act Read More
12.02.13
Insights
Privacy and Data Security
Genesco Wins One, Loses One in Its Case Challenging PCI DSS Fines and Assessments Read More
11.22.13
Insights
Privacy and Data Security
Lessons From Recent Data Security Cases Read More
11.22.13
Insights
Financial Services Litigation and Enforcement
Mt. Holly Settled: Disparate Impact Questions Linger Read More
11.22.13
Insights
Regulatory and Compliance
OCC Releases New Third Party Guidance Read More
11.22.13
Insights
Deals and Technology
Mobile Payments Projects with Financial Institutions: Lessons from the Trenches Read More
11.20.13
Insights
Regulatory and Compliance
Behavioral Economics Theory of Regulation Read More
11.01.13
Insights
General
Study of CARD Act Disclosure Impact Read More
10.23.13
Insights
Deals and Technology
MONEY2020: Big Bets on the Future of Emerging Payments Read More
10.23.13
Insights
General
Briefs in Durbin Amendment Rules Litigation Read More
10.21.13
Insights
Regulatory and Compliance
FDIC Clarifies its Supervisory Approach to Payment Processor Relationships Read More
10.15.13
Insights
Global Insights
A Q&A on Recent Developments Involving China Union Pay Read More
10.09.13
Insights
Regulatory and Compliance
Key Trends in Global Payments Read More
10.07.13
Insights
Regulatory and Compliance
Developments in Deposit Advance/Overdraft Regulation Read More
09.30.13
Insights
Regulatory and Compliance
Federal Reserve Banks Aim to Improve US Payment System Read More
09.23.13
Insights
Regulatory and Compliance
PCI Data Security Standards Council to Release New Version of PCI DSS Read More
09.10.13
Insights
Regulatory and Compliance
A Point of View on Bank Secrecy Act/AML Issues for Mobile Payments Read More
09.04.13
Insights
Regulatory and Compliance
GAO Issues Report On Tax Compliance Issues Regarding Virtual Economies and Currencies Read More
08.22.13
Insights
Deals and Technology
Setback for Patent Troll Under “Patent Exhaustion” Doctrine Liberates Mobile Technology Read More
08.14.13
Insights
Regulatory and Compliance
Overview of the Fair Credit Reporting Act Read More
08.13.13
Insights
General
Am Law Lawyers Help Bring Bitcoin to the Masses Read More
08.01.13
Insights
General
The Escalation of the Mobile Payments Market in China Read More
07.30.13
Insights
Privacy and Data Security
The Use of Consumer Reports in Online Marketplaces Read More
07.29.13
Insights
Regulatory and Compliance
Federal Reserve Bank of Philadelphia Sponsors Small-Dollar Credit Conference Read More
06.27.13
Insights
Regulatory and Compliance
“Responsible Conduct” by Enforcement Targets May Justify Favorable Treatment Read More
06.17.13
Insights
Global Insights
Legal Overview of China’s Regulation on Payment Service by Non-Financial Institutions Read More
06.12.13
Insights
Regulatory and Compliance
Overdraft Confusion: CFPB White Paper and Pew Center Survey highlight consumer misunderstanding Read More
06.10.13
Insights
Financial Services Litigation and Enforcement
CFPB Files Complaint Against Debt-Relief Company; First Time Reliance on “Abusive” Acts and Practices Prohibition Read More
06.10.13
Insights
Financial Services Litigation and Enforcement
CFPB Charts Course for Dodd-Frank Enforcement Coordination with State Financial Regulators Read More
05.21.13
Insights
Regulatory and Compliance
FTC Solicits Input on Possible Ban of Payment Methods Preferred by Fraudsters Read More
05.20.13
Insights
Deals and Technology
What Merchants Need to Know About the Mobile Payments Services Ecosystem: Patent Infringement Disputes Read More
05.17.13
Insights
General
50 State Survey of Gift Card Laws Read More
05.14.13
Insights
Financial Services Litigation and Enforcement
FTC Annual Letter to the CFPB Read More
05.07.13
Insights
Privacy and Data Security
Preventing Damages to the Bank and its Customers from Account Takeover Fraud Read More
05.06.13
Insights
Deals and Technology
E-Commerce in the Cloud: Practical Tips for Structuring the Deal with a “Financial Institution” Read More
05.03.13
Insights
Regulatory and Compliance
Consumer Financial Protection Bureau Begins Accepting Consumers’ Money Transfer Complaints Read More
04.29.13
Insights
General
WebBank Agreements Read More
04.29.13
Insights
General
More Authorities Regarding GLBA Privacy and the FCRA Read More
04.25.13
Insights
Privacy and Data Security
Legal and Technical Security Challenges for Cloud-Based Mobile Payment Solutions Read More
04.25.13
Insights
Regulatory and Compliance
Social Media: What You Need to Know to Meet New Regulatory Expectations Read More
04.25.13
Insights
Regulatory and Compliance
Waive the Red Flag - SEC and CFTC Issue Identity Theft Red Flag Rules Read More
04.18.13
Insights
Deals and Technology
Cloud Services and Related Big Data Issues Seminar -- Seattle, April 29-30 Read More
04.16.13
Insights
Regulatory and Compliance
Dealing with Networks and Regulatory Compliance: The Legal Side of Mobile Retail Read More
04.15.13
Insights
Regulatory and Compliance
Social Media: What You Need to Know to Meet New Regulatory Expectations -- April 23 Webinar Read More
04.11.13
Insights
Regulatory and Compliance
FinCEN Issues Clarifying Guidance on “Convertible” Virtual Currencies Read More
03.29.13
Insights
Privacy and Data Security
Security of Payment Card Data on Cloud-Based Mobile Payment Platforms Read More
03.25.13
Insights
Deals and Technology
Visa Revises Rules to Permit Discounts on Proprietary, Co-Brand Cards to Foster Its Partnership with Chase Read More
03.25.13
Insights
Privacy and Data Security
Mobile Payment Litigation Risks: Free Webinar Read More
03.22.13
Insights
Regulatory and Compliance
California Money Transmitter Law Resources - Legislative Hearings and Public Comment Read More
03.21.13
Insights
Regulatory and Compliance
Social Media and Financial Services: Convergence or Collision? Read More
03.20.13
Insights
General
Authorities Regarding GLBA Privacy and the FCRA Read More
03.19.13
Insights
Regulatory and Compliance
FTC Order Against Fraudulent Payment Processor Joins Growing List of Regulatory Actions Involving Third Party Service Providers Read More
03.18.13
Insights
Regulatory and Compliance
FTC Releases Long-Awaited Update to its 2000 Dot Com Disclosures Guide Read More
03.18.13
Insights
General
Card Deals -- Purchase and Sale Agreements Read More
03.15.13
Insights
Deals and Technology
The X's and O's of Mobile Payments Read More
03.13.13
Insights
Regulatory and Compliance
FTC Releases Report on Mobile Payments; Guidance on Addressing Issues in Mobile Carrier Billing, Privacy and Data Security Read More
03.12.13
Insights
General
FFIEC Guidance on Social Media Use -- Commentary from DWT Read More
03.12.13
Insights
Regulatory and Compliance
Unsettled Settlements(?): The Effect of an Invalidated Recess Appointment on the CFPB Director’s Authority to Settle Proceedings Read More
03.01.13
Insights
Privacy and Data Security
Mobile Payment Acceptance: Security Guidelines For Merchants Read More
02.27.13
Advisories
Corporate and Business Transactions
SEC Approves New Corporate Governance Listing Standards for Compensation Committees and Advisers Read More
02.21.13
Insights
General
FTC Releases Fifth Interim Report on Credit Report Accuracy Read More
02.20.13
Insights
Deals and Technology
Negotiating Network-Related Agreements for Banks Read More
02.11.13
Insights
Regulatory and Compliance
Magistrate Recommends Lawsuit Against Global Payments Should Be Dismissed Read More
02.04.13
Insights
General
NACHA Issues Guidelines for Using QR Codes in Bill Pay Services and ACH Payments Read More
01.31.13
Insights
Regulatory and Compliance
Added Functionality: Regulatory Issues Associated with Credit and Overdraft Features Read More
01.29.13
Insights
Regulatory and Compliance
The FFIEC Proposes Guidance on Social Media Use Read More
01.28.13
Insights
Regulatory and Compliance
Modifications to HIPAA Rules Impacts Financial Institutions -- Informational Webinar Read More
01.28.13
Insights
Regulatory and Compliance
Court Decision Jeopardizes CFPB Nominee Read More
01.10.13
Insights
Global Insights
Single Purpose Commercial Prepaid Cards and Their Implementing Practices in Shanghai Read More
01.02.13
Insights
Regulatory and Compliance
Bureau Proposes Further Revisions to Remittance Transfer Rules Read More
12.28.12
Insights
General
Federal Trade Commission Report on Activities Related to Section 1075 of the Dodd-Frank Act Read More
12.20.12
Insights
Global Insights
Developments in Chinese Mobile and E-Payments Read More
12.19.12
Insights
Regulatory and Compliance
Mobile Payments Risks Read More
12.19.12
Insights
Deals and Technology
PLCC and Cobranded Arrangements Read More
12.17.12
Insights
Global Insights
Reduced Interchange Fees in China Effective February 25, 2013 Read More
12.14.12
Insights
Financial Services Litigation and Enforcement
Record Fines against HSBC for Repeated Bank Secrecy Act and OFAC Violations Read More
12.14.12
Insights
Regulatory and Compliance
Regulatory Developments for Mobile Payments Read More
12.11.12
Insights
General
Federal Reserve Bank of Boston Examines Security of Mobile Payment Technologies Read More
12.04.12
Insights
General
Portfolio Finance Reference Materials Read More
12.04.12
Insights
Regulatory and Compliance
Georgia's New Merchant Acquirer Bank Charter: "Wait and See" Read More
12.04.12
Insights
Financial Services Litigation and Enforcement
Regulatory Action Against First Bank of Delaware Reinforces BSA and AML Concerns with Third-Party Relationships Read More
12.03.12
Insights
Global Insights
ECB Approves Oversight Expectations for Links Between Retail Payment Systems Read More
11.28.12
Insights
General
EPC White Paper on Mobile Payments Read More
11.28.12
Insights
Global Insights
International & Cross-Border Payments Forum: Expanding Beyond North America Read More
11.27.12
Insights
Regulatory and Compliance
FACTA and the Dodd-Frank Act: What You Must Know Read More
11.19.12
Insights
Deals and Technology
FFIEC Releases New Booklet for the Supervision of Technology Service Providers Read More
11.19.12
Insights
General
FDIC Credit Card Activities Manual Read More
11.19.12
Insights
Privacy and Data Security
Mobile Payment Litigation Risks Read More
11.16.12
Insights
Deals and Technology
DWT's Top 10 Signs You Probably Need a Banking Lawyer Read More
11.16.12
Insights
Global Insights
Regulation of Prepaid Cards offered by Non-Financial Institutions in China Read More
11.12.12
Advisories
Corporate and Business Transactions
SEC Provides Guidance Regarding the Application of the JOBS Act to Mergers and Exchange Offers Read More
11.07.12
Insights
Regulatory and Compliance
FDIC Releases 2011 National Survey of Unbanked and Underbanked Households Read More
11.07.12
Insights
Regulatory and Compliance
“Because It’s Not Monopoly Money”: Emerging Regulatory Issues for Mobile Payments Read More
10.25.12
Insights
Regulatory and Compliance
Regulatory and Compliance Resources Read More
10.25.12
Insights
Regulatory and Compliance
Consumer Financial Protection Bureau Resources Read More
10.25.12
Insights
Regulatory and Compliance
Payment Association and Network Operating Rules and Procedures Read More
10.25.12
Insights
Regulatory and Compliance
Federal and State Agencies Read More
10.25.12
Insights
Regulatory and Compliance
Money Transmitters Regulators Association Read More
10.24.12
Insights
Privacy and Data Security
PCI Security Standards Council Issues Guidance for Mobile Payment Applications Read More
10.19.12
Insights
Regulatory and Compliance
Notes from the NACHA MEGA Meeting in Atlanta Read More
10.19.12
Insights
Regulatory and Compliance
The New “A” in UDAAP, Privacy, Third Party Relationships, and Marketing Read More
10.17.12
Insights
Regulatory and Compliance
Report from the Money Transmitter Regulators Association Annual Meeting Read More
10.03.12
Insights
Financial Services Litigation and Enforcement
Regulators Emphasize Importance of Money Transmission Laws, Consumer Protection and Other Regulatory Compliance for Mobile and Other Emerging Payment Innovations Read More
09.18.12
Insights
Deals and Technology
OpEd: Is It the End of the World As We Know It? Read More
08.27.12
Insights
Regulatory and Compliance
CFPB Updates Remittance Transfer Rules Read More
08.16.12
Insights
Regulatory and Compliance
The Federal Reserve Bank of Philadelphia Takes A Closer Look at Prepaid Cards Read More
08.15.12
Insights
Regulatory and Compliance
Federal Reserve Finds Existing Regulatory Framework Sufficient To Meet Mobile Payments Challenge Read More
08.13.12
Insights
Regulatory and Compliance
FCC Inquiry Implicates Mobile Payments Data Read More
07.30.12
Insights
Regulatory and Compliance
Mobile Payments: Emerging Issues for Policymakers Read More
07.25.12
Insights
Financial Services Litigation and Enforcement
CFPB’s First Enforcement Action Warns Financial Institutions About Liability for Third Party Activities on their Behalf; Related Compliance Bulletin Offers Guidance Read More
07.20.12
Insights
Global Insights
WTO Panel Rules on Electronic Payment Services in China: What to Expect Read More
07.17.12
Insights
Deals and Technology
FFIEC Issues Statement on "Cloud Computing" Risk Management Read More
07.17.12
Insights
Regulatory and Compliance
Credit Interchange Settlement: The Impact on Selected Future Transactions Read More
07.16.12
Insights
Regulatory and Compliance
Court of Appeals Ruling May Broaden Bank Liability for Unauthorized Internet Funds Transfers Read More
07.03.12
Insights
General
Meeting Our Clients in the Future Read More
06.27.12
Insights
Regulatory and Compliance
DWT Joins RAMP Advisory Board Read More
06.21.12
Insights
Regulatory and Compliance
Mobile Carrier Billing – At Risk? Read More
06.19.12
Insights
Regulatory and Compliance
Credit Card Consumer Complaints Database Goes Live Read More
06.13.12
Insights
Regulatory and Compliance
FinCEN offers clarification of prepaid access rule for bank-controlled prepaid access programs Read More
06.07.12
Insights
Deals and Technology
LSI Conference on Mobile Payments Read More
06.05.12
Insights
Regulatory and Compliance
Agencies Sign Memorandum of Understanding on Supervisory Coordination Read More
05.30.12
Advisories
Corporate and Business Transactions
Current SEC Guidance for “Emerging Growth Companies” Seeking to Take Advantage of JOBS Act Read More
05.24.12
Insights
Regulatory and Compliance
Leveling the Prepaid Playing Field? CFPB Issues Advance Notice of Proposed Rulemaking On Prepaid Card Products, Holds Public Hearing Read More
05.21.12
Insights
Regulatory and Compliance
Federal Bank Secrecy Act Issues for Mobile Payment Systems Read More
05.21.12
Insights
Deals and Technology
Emerging Payment Products and Payment Systems Read More
05.08.12
Insights
Regulatory and Compliance
CFPB Releases First Annual Report on Consumer Credit Card Complaints Read More
04.30.12
Insights
Regulatory and Compliance
Federal Trade Commission Hosts Public Workshop on Mobile Payments Read More
04.25.12
Insights
Financial Services Litigation and Enforcement
CFPB Launches Inquiry Regarding Consumer Arbitration, Seeking Public Comment Read More
04.24.12
Insights
Global Insights
Citigroup Is First Global Bank Permitted to Issue Credit Cards in China Read More
04.16.12
Insights
Regulatory and Compliance
The Consumer Financial Protection Bureau: An Update on Selected Initiatives Read More
04.04.12
Insights
Privacy and Data Security
Anticipating, Understanding and Preparing for New Rules for a New Mobile World Read More
04.02.12
Insights
Regulatory and Compliance
Consumer Financial Protection Bureau Gives important Guidance on Supervisory Jurisdiction Read More
04.02.12
Insights
Regulatory and Compliance
House Subcommittee Investigates Mobile Payment Security and Regulation Read More
03.27.12
Insights
Financial Services Litigation and Enforcement
FinCEN Proposes Customer Due Diligence Requirement of Beneficial Ownership Identification to Enhance Federal Anti-Money Laundering and Counterterrorism Efforts Read More
03.20.12
Insights
Regulatory and Compliance
Electronic registration form available for prepaid access providers to register with FinCEN by March 31, 2012 Read More
03.08.12
Insights
Regulatory and Compliance
FFIEC Authentication Guidance Examination in 2012: Are You Prepared? Read More
02.23.12
Insights
Deals and Technology
Commercial Cards: A Primer for Consumer Card Lawyers Read More
02.22.12
Insights
Deals and Technology
A New Meaning to “Eat and Run”? Restaurants and Mobile Payments Read More
02.21.12
Insights
Financial Services Litigation and Enforcement
Second Circuit (Again) Rules that Arbitration Clauses that Diminish Vindication of Federal Claims are Not Enforceable Read More
02.01.12
Insights
Regulatory and Compliance
CFPB Issues Final Remittance Transfer Regulations Under Dodd-Frank Act Read More
02.01.12
Insights
Regulatory and Compliance
Update on Gift Card Escheatment Law in New Jersey Read More
01.31.12
Insights
Regulatory and Compliance
The Durbin Amendment: Prohibition on Network Exclusivity and Routing Restrictions Read More
01.31.12
Insights
Privacy and Data Security
Fed Economists Suggest a Centralized Independent Public Entity to Create e-Payments Security Standards Read More
01.24.12
Insights
Financial Services Litigation and Enforcement
Supreme Court Upholds Mandatory Pre-Dispute Arbitration Clause in Credit Card Agreements Read More
01.24.12
Insights
Privacy and Data Security
FinCEN Releases Guidance To Thwart Cyber Threats by Helping Financial Institutions Identify Account Takeover Activity Read More
01.17.12
Insights
Regulatory and Compliance
FTC Proposes to Extend Consumer Protections in “Mail or Telephone Order Merchandise Rule” to All E-Commerce and Payment Methods Read More
01.17.12
Insights
Deals and Technology
Patent Suit Could Have Sweeping Impact on Mobile Banking and Payments Read More
01.17.12
Insights
Regulatory and Compliance
The CFPB Issues Additional Guidance on its Treatment of Confidential Supervisory Information to Calm Industry Concerns? Read More
12.28.11
Insights
Regulatory and Compliance
State AGs Poised To Implement Dodd-Frank? Read More
12.22.11
Insights
Regulatory and Compliance
Watch Out for Check Fraud in Remote Deposit Capture Programs Read More
12.12.11
Insights
Regulatory and Compliance
Consumer Financial Protection Bureau Seeks Comments on Streamlining Regulation Read More
12.08.11
Insights
Regulatory and Compliance
Retail Groups Challenge Federal Reserve’s New Debit Card Rules Read More
12.06.11
Insights
Regulatory and Compliance
Federal Reserve Approves Major Prepaid Card Provider Green Dot’s Application to Own a Bank Read More
12.05.11
Insights
Deals and Technology
Square Updates Its “Register” and “Card Case” Apps for Loyalty Read More
12.05.11
Insights
Privacy and Data Security
First Data Corp. Becomes the First Payment Processor to Have “Binding Corporate Rules” for Data Transfer Approved by EU Regulators Read More
12.05.11
Insights
Privacy and Data Security
Verizon Once Again Reports Widespread Shortfalls in Payment Card Industry Data Security Standard Compliance Read More
12.01.11
Insights
Global Insights
Visa and China Union Pay: An Update on Their Struggle Read More
11.30.11
Insights
Regulatory and Compliance
Recent UK Study Suggests that “Nudge” Disclosures Don’t Work Read More
11.29.11
Insights
Regulatory and Compliance
FinCEN Issues Advisories Identifying Countries with Strategic Anti-Money Laundering and Counter-Terrorist Financing Deficiencies Read More
11.29.11
Insights
Deals and Technology
PayPal Updates Its Android App to Allow P2P NFC Transfers Read More
11.18.11
Insights
The Chicago Federal Reserve Examines Potential of “Immediate Funds Transfer” Read More
11.09.11
Insights
Recent Significant Changes in Patent Law Read More
11.04.11
Insights
FinCEN Issues FAQs To Respond To Numerous Questions Raised By The Prepaid Access Final Rule Read More
11.03.11
Insights
Cash, Bearer Bonds, or … Cell Phone? FinCEN Proposes to Expand Obligations under Cross-Border Reporting Rule Read More
11.02.11
Insights
Deals and Technology
The NFC Wallet Tug of War Read More
10.31.11
Insights
Regulatory and Compliance
National ATM Council Alleges Price Fixing by Visa and MasterCard Read More
10.28.11
Insights
Privacy and Data Security
MasterCard and Visa Initiatives to Target Advertising Demand Close Attention to Financial Privacy Rules Read More
10.28.11
Insights
Regulatory and Compliance
The Wolfsberg Group publishes AML Guidance on Prepaid & Stored Value Cards Read More
10.26.11
Insights
Global Insights
Payments in China: A Primer Read More
10.25.11
Insights
Regulatory and Compliance
CFPB Releases First Version of its Supervision and Examination Manual Read More
10.25.11
Insights
HSN's QR Code Experiment Intended to Gauge Consumer’s Interest in Scan-to-Buy Features Read More
10.19.11
Insights
Regulatory and Compliance
New Service – New Regulator? Could Behavioral Marketers be Subject to Supervision by the Consumer Financial Protection Bureau? Read More
10.18.11
Insights
Privacy and Data Security
Introduction to Financial Privacy Presentation Read More
10.03.11
Insights
“Restore Online Shoppers’ Confidence Act” and Other Billing Compliance Issues Read More
09.19.11
Insights
Privacy and Data Security
FTC Proposes First Modifications to Children’s Online Privacy Protection Act (COPPA) Rules Since Original Adoption in 2000 Read More
09.13.11
Insights
Global Insights
PBOC Grace Period for Third-Party Payment Processor Licenses Set to Expire Read More
09.01.11
Insights
Deals and Technology
OCC Issues Guidance on the Mechanics of Third-Party Service Agreements for Prepaid Access Programs Read More
08.31.11
Insights
Privacy and Data Security
Visa’s Chip Card Initiative: A Good Start Towards U.S. EMV Adoption – But Is It Enough? Read More
08.19.11
Insights
Deals and Technology
Payment Card Industry Council Releases Guidance on Protecting Card Information through Tokenization Read More
08.01.11
Insights
Regulatory and Compliance
Fed Publishes Lists of Institutions Subject to and Exempted from New Durbin-Interchange-Fee Rule Read More
08.01.11
Insights
CFPB Releases Dodd-Frank Report on Remittance Transfer Exchange Rates Information and Use of Remittance Histories in Credit Scores Read More
07.29.11
Insights
Regulatory and Compliance
Treasury Department Issues Final Rule on “Prepaid Access” Under the Bank Secrecy Act Read More
07.29.11
Advisories
Financial Services
Treasury Department Issues Final Rule on “Prepaid Access” Under the Bank Secrecy Act Read More
07.07.11
Insights
Regulatory and Compliance
Federal Reserve Releases Final Rule to Implement the Durbin Amendment Read More
07.07.11
Advisories
Financial Services
Federal Reserve Releases Final Rule to Implement the Durbin Amendment Read More
07.06.11
Advisories
Financial Services
FFIEC Releases New Authentication Guidance for Online Banking Read More
06.30.11
Advisories
Financial Services
Proposed HIPAA Rule Raises Possibility of Financial Institutions Turning Over Employee Names to Health Care Patients Read More
06.25.11
Insights
Regulatory and Compliance
Preemption under the Federal Banking Laws after Dodd-Frank Read More
03.11.11
Advisories
Financial Services
Federal Reserve Board and the Federal Trade Commission Propose Changes to Risk-Based Pricing and Adverse Action Notices Read More
11.09.10
Advisories
Financial Services
Federal Reserve Board Delivers Early Holiday Gift to Gift Card Issuers Read More
03.11.10
Advisories
Financial Services
Federal Reserve Releases Proposed Revisions To Regulation Z Relating To Reasonable Fees And Reevaluation Of Rate Increases Read More
01.29.10
Advisories
Financial Services
Federal Reserve Releases Final Rule Implementing Sections of Credit Card Act of 2009 Read More
11.19.09
Advisories
Financial Services
Federal Agencies Release Model Privacy Notice for Financial Institutions Read More
08.07.09
Advisories
Financial Services
Federal Reserve Releases Interim Final Rule Implementing Sections of Credit Card Act of 2009 Read More
07.13.09
Advisories
Financial Services
U.S. Treasury Releases Draft of Consumer Financial Protection Agency Act of 2009 Read More
06.22.09
Advisories
Financial Services
Administration Proposes Further Changes To Regulation Of Credit Card Business Read More
06.04.09
Advisories
Financial Services
The Credit CARD Act of 2009 (Part 3 of 3) Read More
05.08.09
Advisories
Financial Services
Agencies Propose Clarifications to Credit Card Rules; Congress, White House Seek More Reforms (Part 2 of 3) Read More
05.06.09
Advisories
Financial Services
Agencies Propose Clarifications to Credit Card Rules; Congress, White House Seek More Reforms (Part 1 of 3) Read More
Nov. 2008
Advisories
Financial Services
FDIC Issues Final Rules in Temporary Liquidity Guarantee Program: Changes made in Debt Guarantee and Transaction Account Guarantee Read More
11.19.08
Advisories
Financial Services
U.S. Treasury Troubled Asset Relief Program: Recent Developments Read More
11.10.08
Advisories
Financial Services
FDIC Temporary Liquidity Guarantee Program: Recent Developments Read More
10.23.08
Advisories
Financial Services
FDIC Temporary Liquidity Guaranty Program: Highlights for Financial Institutions Read More
03.16.07
Advisories
Financial Services
SEC Proposes Changes to the Definition of “Accredited Investor” Read More
Details
Financial Services Town Hall: Brokered Deposits
11.25.24
New York
Details
SIFMA's C&L Annual Seminar
March 23-26, 2025
Austin
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Industry Contacts

Davis, Elizabeth
Elizabeth Lan Davis
Partner
Co-chair, Financial Services Practice
Washington, D.C.
202.220.1933
Lorentz, Andrew J.
Andy Lorentz
Partner
Co-chair, Financial Services Practice
Washington, D.C.
202.973.4232

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